Business Funding

Flexible business funding based on your card sales — no fixed terms, no hidden fees.

Funding tailored to your card sales

Access capital from €10,000 to €300,000 with a simple application process and repayments linked to your future card turnover.

Amount

€10,000 to €300,000 — up to 100% of your average monthly card takings.

Criteria

  • Monthly card sales of €10,000
  • Trading for at least 6 months

Repayments

The advance is repaid as an agreed percentage of your future card sales.

Fee

  • One fixed fee agreed up front
  • No hidden fees, APRs or late payment fees
  • No fixed term. The fee doesn't increase, even if it takes you longer than expected to repay the advance

Key points

Simple application process. 90% approval rate

No fixed term or fixed monthly payments

One simple all-inclusive cost that never changes

Dedicated relationship manager

No security or business plans required

No admin fees, APRs or hidden extras

Businesses we fund

  • Pubs
  • Restaurants
  • Convenience Stores
  • Hotels
  • B&Bs
  • Retailers
  • Dentists
  • MOT Garages
  • Online Businesses
  • Hairdressers
  • Beauticians
  • Other Businesses

Businesses we don't fund

  • Gambling
  • Estate agents
  • Finance companies
  • Travel agents
  • Charities

Frequently Asked Questions

Common questions about business funding with ithPOS. Tap a question to reveal the answer.

Can ithPOS help with business funding?

Yes. ithPOS can help businesses access funding options to support EPOS systems, payment terminals, hardware, software, and business growth requirements. Funding availability will depend on the business, approval criteria, and the finance option selected.

What can business funding be used for?

Business funding can potentially be used for EPOS hardware, payment terminals, software, installation, business equipment, marketing, working capital, or other approved business costs. The exact use will depend on the funding provider and approval terms.

Is business funding available for start-ups?

Funding may be available for start-ups, depending on the provider, business plan, affordability, credit profile, and eligibility criteria. ithPOS can help point you in the right direction and provide supporting information where required.

Can I fund my EPOS system instead of paying upfront?

Yes. In many cases, businesses prefer to spread the cost of an EPOS system rather than paying the full amount upfront. Funding or staged payment options can help reduce the initial cashflow pressure when setting up or upgrading your system.

Is approval guaranteed?

No. Business funding is subject to application, approval, affordability, and the terms of the funding provider. ithPOS can help you understand the options available, but final approval will depend on the finance provider’s criteria.

Why use funding for EPOS and payment technology?

Funding can help businesses invest in better systems sooner, without putting pressure on cashflow. A modern EPOS and payment setup can improve efficiency, reduce errors, support reporting, and help the business operate more professionally.

Contact us

For business funding enquiries, get in touch with our team. We can help you understand your options and next steps.